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A BILL IN THE COUNCIL OF THE DISTRICT OF COLUMBIA Councilmember Sharon Ambrose introduced.the
following bill, which was referred to the 7 To enact consumer protection for signatures obtained by electronic means. BE IT ENACTED BY THE COUNCIL OF THE DISTRICT OF COLUMBIA, That this act may be cited as the "Electronic Signatures Consumer Protection Act of 2001 ". Sec. 2. Consumer disclosures. (a) Notwithstanding any other provision of law, if a statute, regulation, or other rule of law requires that information relating to a transaction be provided or made available to a consumer in writing, the use of an electronic record to provide or make available (whichever is required) the information satisfies the requirement that the information be in writing if:
(b)(1) Nothing in this act shall affect the content or timing of any disclosure or other record required to be provided or made available to any consumer under any statute, regulation, or other rule of law. (2) If a law that was enacted prior to the effective date of this act expressly requires a record to be provided or made available by a specified method that requires verification or acknowledgment of receipt, the record maybe provided or made available electronically only if the method used provides verification or acknowledgment of receipt (whichever is required). (c) The legal effectiveness, validity, or enforceability of a contract executed by a consumer shall not be denied solely because of the failure to obtain electronic consent or confirmation of consent by the consumer in accordance with subsection (a)(3)(B) of this section. (d) Withdrawal of consent by a consumer shall not affect the legal effectiveness, validity, or enforceability of electronic records provided or made available to that consumer in accordance with subsection (a) of this section prior to implementation of the consumer's withdrawal of consent. A consumer's withdrawal of consent shall be effective within a reasonable period of time after receipt of the withdrawal by the provider of the record. Failure to comply with subsection (a)(4) of this section may, at the election of the consumer, be treated as a withdrawal of consent for purposes of this subsection. (e) This section shall not apply to any records that are provided or made available to a consumer who has consented prior to the effective date of this act to receive such records in electronic form as permitted by any statute, regulation, or other rule of law. (f) An oral communication or a recording of an oral communication shall not qualify as an electronic record for purposes of this section except as otherwise provided under applicable law. Sec. 3. Retention of contracts and records. (a) If a statute, regulation, or other rule of law requires that a contract or other record relating to a transaction be retained, that requirement shall be met by retaining an electronic record of the information in the contract or other record that:
(b) A requirement to retain a contract or other record in accordance with subsection (a) of this section shall not apply to any information whose sole purpose is to enable the contract or other record to be sent, communicated, or received. (c) If a statute, regulation, or other rule of law requires a contract or other record relating to a transaction to be provided, available, or retained in its original form, or provides consequences if the contract or other record is not provided, available, or retained in its original form, the statute, regulation, or rule of law shall be satisfied by an electronic record that complies with subsection (a) of this section. (d) If a statute, regulation, or other rule of law requires the retention of a check, the requirement shall be satisfied by retention of an electronic record of the information on the front and back of the check in accordance with subsection (a) of this section. Sec. 4. Accuracy and ability to retain contracts and other records. Notwithstanding any other provision of law, if a statute, regulation, or other rule of law requires that a contract or other record relating to a transaction be in writing, the legal effect, validity, or enforceability of an electronic record of the contract or other record may be denied if the electronic record is not in a form that is capable of being retained and accurately reproduced for later reference by all parties or persons who are entitled to retain the contract or other record. Sec. 5. Fiscal impact statement. The Council adopts the fiscal impact statement in the committee report as the fiscal impact statement required by section 602(c)(3) of the District of Columbia Home Rule Act, approved December 24, 1973 (87 Stat. 813; D.C. Code § 1-233(c)(3)). Sec. 6. Effective Date. This act shall take effect following approval by the Mayor (or in the event of veto by the Mayor, action by the Council to override the veto), approval by the Financial Responsibility and Management Assistance Authority as provided in section 203(a) of the District of Columbia Financial Responsibility and Management Assistance Act of 1995, approved April 17, 1995 (109 Stat. 116; D.C. Code § 47-392.3(a)), a 30-day period of Congressional review as provided in section 602(c)(1) of the District of Columbia Home Rule Act, approved December 24, 1973 (87 Stat. 813; D.C. Code §1-233(c)(1)), and publication in the District of Columbia Register. |
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